America's moment of truth says the Guardian

Election officials are braced for the biggest turnout in US history today as voters finally deliver their verdict on Barack Obama and John McCain to bring to an end a gripping, two-year campaign.
Although officials expressed confidence that polling booths would cope, campaigners and analysts expressed fears that the strain could see long queues and stations having to extend opening hours into the night. The effect would be a delay in declaring results in key states.
With all the main polls putting Obama well ahead, political analysts from right and left said they expected him to easily reach the 270 of 538 electoral votes needed to win the presidency, and many predicted a landslide, with him taking 350 or more electoral seats

The last lap says the Independent

The longest and most expensive presidential race in history drew at last to a frantic, frenzied close last night, with Barack Obama and John McCain hopscotching across America, panning for the final errant votes in key battleground states and trading eleventh-hour attacks on the economy, jobs and environmental policy.

However the paper adds that

in a final twist to the story Barack Obama last night announced that his 86-year-old grandmother, Madelyn Dunham, had died after a battle with cancer. He said he learnt of her death yesterday morning while he was campaigning in Jacksonville, Florida, but planned to go ahead with campaign appearances. In a joint statement with his sister, Maya Soetoro-Ng, Mr Obama paid tribute to the woman who had shaped his life. He said: "She was the cornerstone of our family, and a woman of extraordinary accomplishment, strength, and humility. She was the person who encouraged and allowed us to take chances."

The Times says that

Before the storm, there was calm. Having travelled to almost every corner of his country in a 21-month campaign, one of the longest, hardest fought, certainly most expensive in history, Barack Obama pronounced himself content yesterday with whatever destiny has in store.
“You know, I feel pretty peaceful,” he said. “Because my attitude is if we’ve done everything we can do, then it’s up to the people to decide. And the question is going to be who wants it more. I hope that our supporters want it bad, because I think the country needs it.”

World matters dominate this morning,Congo ceasefire under threat says the Telegraph

A fragile ceasefire in the Democratic Republic of Congo is hanging in the balance after the rebel leader whose forces have inflicted much of the recent bloodshed threatened to resume fighting

The Independent reports that

The first UN aid convoy to reach the heart of rebel-held territory in eastern Democratic Republic of Congo arrived yesterday to find refugee camps that had housed tens of thousands of people last week now standing empty.
Stunned aid workers described the camps around Rutshuru that had been sheltering as many as 50,000 people displaced by the relentless fighting, as levelled with all signs of building materials and people gone

According to the Guardian

Gordon Brown's attempts to promote himself as the man to lead Britain through the economic crisis suffered a double setback yesterday as banks warned they would not pass interest rate cuts on to customers and the EU said the recession would hit the UK harder than any other country in Europe.
The prime minister had hoped to use the keynote speech of his trip to the Gulf states to restate calls on banks to ease lending conditions for families and businesses after it intervened to save three of the UK's biggest financial institutions with £37bn of public money. Brown said: "Having helped to strengthen the global banking system through recapitalisation, governments must ensure that the money is used to enable a resumption of lending to families and businesses."

The Express leads with the story

BANKS were last night accused of profiteering by failing to pass on interest rate cuts to their customers.
Struggling home owners had been hoping for some relief later this week with the Bank of England expected to slash the base rate.
But some banks and building societies – including those bailed out with taxpayers’ cash – are already warning that they will not pass on the full cut.

Britain's recession will be deeper and longer than rest of EU, warns European Commission says the Mail

The Times reports that

Thousands of patients will learn today that they can pay for the latest drugs to “top up” care from the NHS.
Ministers are expected to announce that there is no legal reason why patients should forfeit their free NHS treatment if they pay for extra drugs, despite accusations that this contradicts the founding principles of a publicly funded health service

One official disciplined over data loss every day says the Telegraph

Parliamentary answers from three Government Departments reveal that up to 260 officials were disciplined or dismissed "for alleged breaches of data protection requirements and inappropriate use of personal or sensitive data" in the past year.
Most of the people - 192 - were disciplined or dismissed at HM Revenue and Customs, which last November admitted losing personal details of 25 million people from the child benefit database

Caring, loving and a decent lady' - millionaire pleads for woman who sent hitman to kill him reports the Guardian

An Irishwoman who hired a hitman on the internet was sentenced to six years in jail yesterday for attempting to murder her wealthy ex-partner and his two sons, even though her former lover forgave her in court and pleaded for her freedom.
The case of 45-year-old Sharon Collins gripped Ireland as details emerged during the seven-week trial of her attempt to get an Egyptian-born Las Vegas poker player to murder her former partner PJ Howard and his sons.

The Independent reports on the news that

Restaurants will soon be required to tell diners whether their tips go straight to staff, in a victory for The Independent's "fair tips, fair pay" campaign.
The move follows diners' concerns that their gratuities do not go to the staff who serve them, with restaurants often "creaming off" some or using tips to top up low pay rates

A Muslim doctor and head of the Islamic Medical Association has been suspended from medical practice for 12 months after sending an "offensive and homophobic" letter to a magazine for GPs.

says the Telegraph adding that

Dr Muhammad Siddiq wrote gay people needed the "stick of law to put them on the right path" and were "the root cause of many sexually transmitted diseases" in a letter to Pulse magazine last July, the General Medical Council heard

The Mail leads with the news that

Scientists have created clones of a mouse that had been dead and frozen for 16 years.
It is the first time they have been able to clone a frozen animal.
The Japanese researchers say their work will benefit mankind - and could be used to bring back extinct animals such as the woolly mammoth or sabre tooth tiger.

STORM OF HATE SHOCKS LEWIS AFTER TRIUMPH reports the Express

STUNNED Lewis Hamilton endured a vicious backlash yesterday after becoming the youngest driver to take the Formula One crown.
The BBC helped heap criticism on Britain’s newest sporting hero with a phone-in encouraging callers to vent their dislike of the Grand Prix ace

The Sun also follows up on the story

LEWIS HAMILTON’S dad last night revealed he considered pulling his son out of Formula One after a vicious hate campaign against the family.
Anthony Hamilton, who saw his son crowned the youngest F1 champion in history on Sunday, admitted: “I was beginning to think maybe this was not the place for my family.

Finally the Telegraph reports that

A bookmaker has slashed its odds on proof being found of God's existence to just 4-1.Since opening its book just two months ago, punters hoping to have their faith rewarded have placed £5,000 with Paddy Power.
It began taking bets on the question that has plagued thinkers for centuries in September, to coincide with the switching on of the Large Hadron Collider that physicists hope may lead to the discovery of an elusive sub-atomic object called the "God particle".